Construction Loan

Constructing your own home, planning its architecture and designing its interiors is an unique and fulfilling experience. With Vikash Financial Services Self Construction Loans, you can build your home your way, tailored as per your imagination and well-matched to your family’s needs.


  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.
  • Attractive interest rates that make your Home Loan affordable and easier on your pocket.
  • Customised repayment options to suit your needs.
  • Integrated branch network for availing and servicing the loan anywhere in India.
  • Special arrangement with VFS for Home Loans for those employed in the Indian Army.
  • Innovative Home loan schemes.
  • Doorstep assistance on your Home Loan.
  • No hidden charges.

Eligibility for Home Construction Loan

The actual Home Construction Loan amount is determined taking into various account factors such as:

  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets
  • Liabilities
  • Saving habits, and more